A FCRA (Fair Credit Reporting Act) action letter is a letter that is sent to candidates who have not been selected due to information gathered from their consumer report, as it is a requirement under the fair trading act. 

This letter usually includes a discussion on notification requirements and potential penalties, integrated notes with important explanations and drafting tips. It is essential for this check to be carried out on any candidate that the organization wishes to make an offer on in order to ensure that the rules under the act are met.