This is a compilation of the employee's main features of their benefits plan; which includes distribution options, eligibility requirements, vesting schedules and benefits calculations.

This is a written summary of an employee benefit plan which is subject to the ERISA (Employee Retirement Income Security Act 1974); this informs beneficiaries and participants regarding their rights under this plan. The summary plan description should include the following:

• The name of the plan administrator (in this instance, the employer); this also includes the designation of any other individuals.
• A description of the benefits provided
• The standard of review for benefits decisions